There are times where you might want extra insurance coverage over what you own. From your home to your RV, boat, or car, you might consider adding another layer of protection that doesn't just cover one, but everything you own. Instead of tacking on added insurance premiums onto every single item, you can instead look toward what is known as umbrella insurance. Umbrella insurance is an excellent way to add liability coverage to what you own. It's easily obtained and doesn't require you to tweak every other insurance policy you own. In fact, you don't even need to have umbrella insurance coverage with the same providers as your car or home insurance policies. If you live in the state of Maryland and are considering umbrella insurance, our staff here at One Stop Insurance Agency LLC is ready to help address all your umbrella insurance needs.
Added liability coverage may be exactly what you need. With this kind of coverage, you will protect your property in the event of a lawsuit. For example, if someone slips on your sidewalk and attempts to take you to court, the umbrella insurance will provide you with this added coverage. It can also protect your car, your boat, RV, or whatever else you own.
Umbrella insurance isn't for everyone. Some people might need it while others may not have a use for it. Ultimately it depends on what you're looking for and the kind of policy coverages you're interested in. It may also depend on your family and what you own. Don't worry though. Our Maryland staff here at One Stop Insurance Agency LLC can help address this concern with you. So, if you want to learn more about umbrella insurance or you're wondering whether it is right for you just give us a call. Our staff is here and can't wait to help address your concerns.